By Tushar Chauhan
Article Source: http://EzineArticles.com/6673723
Gun dogs are dogs that accompany hunters. These dogs perform various tasks such as game flushing, collecting the dead birds, etc. These dogs are highly trained and also referred to as working dogs. The life style these dogs lead is different from regular pets. Hence, to get insurance for these dogs could be very tricky. However, a gun dog owner should at least take out a regular pet insurance.
Types of Pet Insurance for Dogs:
a. Non-lifetime:
This category covers the owner for the veterinary expenses incurred for the whole policy year, on renewal of the policy the next year the condition for which the reimbursement was given would be excluded next year. But if the condition prevails for a period of more than 12 months then the expenses must be paid by the owner himself. However, there are certain companies which pay for that as well.
This category covers the owner for the veterinary expenses incurred for the whole policy year, on renewal of the policy the next year the condition for which the reimbursement was given would be excluded next year. But if the condition prevails for a period of more than 12 months then the expenses must be paid by the owner himself. However, there are certain companies which pay for that as well.
b. Lifetime:
This category covers the owner for the pets ongoing conditions throughout the pet's lifetime, the condition for which the reimbursement is claimed will not be excluded the next year. Some companies offer lifetime pet insurances with certain limitations such as "per conditions", some with "per condition, per year" and some with "per year". However trends are changing rapidly.
This category covers the owner for the pets ongoing conditions throughout the pet's lifetime, the condition for which the reimbursement is claimed will not be excluded the next year. Some companies offer lifetime pet insurances with certain limitations such as "per conditions", some with "per condition, per year" and some with "per year". However trends are changing rapidly.
How Dog pet insurance policy works:
What usually happens is that after the treatment the pet owner pays the veterinarian and then submits a claim to the company, and gets the imbursement. The amount of reimbursement is varies from one company to the other. Some companies pay directly to the vet on customer's behalf and some companies reimburse a certain amount of the bills. In case of very high bills, some veterinarians put the payment on hold till an insurance claim is processed.
What usually happens is that after the treatment the pet owner pays the veterinarian and then submits a claim to the company, and gets the imbursement. The amount of reimbursement is varies from one company to the other. Some companies pay directly to the vet on customer's behalf and some companies reimburse a certain amount of the bills. In case of very high bills, some veterinarians put the payment on hold till an insurance claim is processed.
Benefits of Pet Insurance for Dogs:
The benefits provided by pet insurance vary from company to company, but following are the benefits which are provided by almost every insurer.
The benefits provided by pet insurance vary from company to company, but following are the benefits which are provided by almost every insurer.
· Lifetime coverage
· Veterinary Fees
· Complementary treatment
· Third-party liability (if your pet causes an accident, then the insurer would pay the damages caused by your pet)
· Death from Illness
· Death from Injury
· Boarding Fees
· Advertising & reward
· Coverage against theft or stolen
· Emergency Repatriation (if your pet gets injured or becomes ill during a trip, the insurer will pay for the expenses)
· Multi-pet discount
· Legal help line
· Veterinary Fees
· Complementary treatment
· Third-party liability (if your pet causes an accident, then the insurer would pay the damages caused by your pet)
· Death from Illness
· Death from Injury
· Boarding Fees
· Advertising & reward
· Coverage against theft or stolen
· Emergency Repatriation (if your pet gets injured or becomes ill during a trip, the insurer will pay for the expenses)
· Multi-pet discount
· Legal help line
These dogs need specialist's insurance;get in touch with your broker and take insurance that meets your needs. However, as a gun dog owner taking out a conventional pet insurance will bear the costs of vet bills, regular checkups, third-party liability, etc. Moreover the specialists insurance for your gun dog will cost more.
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Article Source: http://EzineArticles.com/?expert=Tushar_Chauhan
Article Source: http://EzineArticles.com/6673723
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